Apply a Discount Factor

finance.present_value

ProductionBounded custom (Class B)Deterministicstrictinstantv1.0.0

No network

Overview

Perform bounded exact-decimal present value with every rate, factor, bound, and profile explicit. Fixed precision, closed input, typed failures, and no ambient financial data apply.

You receive an exact scalar result and explicit profile receipt for finance.present_value.

Reliability

DECIMAL_INVALID means a malformed or over-limit decimal; correct it. RATE_INVALID means a rate or rebate mode violates its domain; correct it. FACTOR_INVALID means time, year fraction, or factor is negative or malformed; correct it. PROFILE_INVALID means compounding mode, frequency, time, or exponent is invalid; select a valid profile. ZERO_DENOMINATOR means a discount denominator is zero; change rate or profile. BOUNDS_INVALID means a floor, cap, fee, or rebate is inconsistent; correct its bounds. ROUNDING_INVALID means mode or scale is unsupported; select a published mode and scale. ITEM_LIMIT_EXCEEDED means compound work exceeds 10,000 steps; reduce time or frequency. This guidance applies specifically to finance.present_value.

Context footprint

The compact result replaces repeated prompt arithmetic for finance.present_value. A successful call costs 1 execution credit.

When to use it

When a future amount must be scaled by an already-computed discount factor.

When you still need to turn a rate into a discount factor; compute the factor first.

Scope

Note

Perform bounded exact-decimal present value with every rate, factor, bound, and profile explicit

Non-goals

Does not infer rates, factors, calendars, compounding, tax, or accounting policy for finance.present_value.
Does not fetch market data, mutate records, or process unbounded input for finance.present_value.

Properties

IdempotentRetry safeStreaming supportedFile input supportedRequires external service

Capabilities

math

Cost & billing

Flat rate per invocation

MetercallsBillable onsuccessCost per call1 credit

File handling

Accepts file_refProduces file_refMax input64 KB

How we handle your data

Sensitive input, safe output

What this means

This skill may receive sensitive content, but it does not target sensitive data and returns only a structured non-sensitive result.

Squillify guarantees

Runs inside Squillify
This skill runs inside Squillify.
Payloads are not sent to an external service by this skill.
Squillify does not permanently store submitted payloads.
Telemetry records metadata only, not submitted content.
Submitted payloads are not used for training.
Submitted payloads are not reviewed by humans.
This skill does not target sensitive data.
The response does not contain submitted content.

Your responsibility

Squillify does not determine whether submitted content is sensitive. Your application is responsible for deciding what data it is allowed to submit. Your application is responsible for securing the response.

Read the Microskill Data Handling Policy

Input schema

Field	Type	Required	Description
cashFlow	string	Yes	Future cash-flow amount. Required finite plain decimal without exponent notation.
discountFactor	string	Yes	Non-negative supplied discount factor. Required finite plain decimal without exponent notation.

Output schema

Field	Type	Required	Description
presentValue	string	Yes	Cash flow times supplied discount factor. Returned as a normalized plain-decimal string.

API contract

POST /v1/execute

curl

curl -sS -X POST "$BASE/v1/execute" -H "Authorization: Bearer $KEY" -H 'Content-Type: application/json' -d '{"skillKey":"finance.present_value","input":{"cashFlow":"110","discountFactor":"0.5"}}'

Integrations

TypeScript SDK

import { Squillify } from "@squillify/sdk";

const sq = new Squillify({ apiKey: process.env.SQUILLIFY_API_KEY });

const { output } = await sq.execute("finance.present_value", {"discountFactor":"0.5","cashFlow":"110"});

Errors

Code	HTTP	Retryable	Description
VALIDATION_ERROR	400	No	The request payload failed schema validation.
UNAUTHORIZED	401	No	Missing or invalid API key.
SKILL_NOT_ACCESSIBLE	403	No	The API key is not granted access to this skill.
SKILL_NOT_AVAILABLE_FOR_PLAN	403	No	This skill is not included in your current plan.
PLAN_ELIGIBILITY_UNAVAILABLE	503	Yes	Plan eligibility could not be decided. Retry after backoff.
SKILL_NOT_FOUND	404	No	The requested skill or version does not exist.
TENANT_RATE_LIMITED	429	Yes	Request rate limit exceeded. Retry after backoff.
QUOTA_EXCEEDED	429	Yes	Plan quota exhausted. Retryable once the quota period resets.
EXECUTION_TIMEOUT	504	Yes	Execution exceeded the allowed time budget.
DECIMAL_INVALID	400	No	The request payload failed this skill's input validation.
FACTOR_INVALID	400	No	The request payload failed this skill's input validation.

Other limits

Limit	Value
Recommended inline bytes	32 KiB

Limitations

Does not infer rates, factors, calendars, compounding, tax, or accounting policy for finance.present_value.
Does not fetch market data, mutate records, or process unbounded input for finance.present_value.
Inferred rates, day counts, calendars, or accounting policy
Inputs outside the explicit scalar bounds for finance.present_value.

How to call

POST /v1/execute (requires authentication)

Request bodyjson

{
  "skillKey": "finance.present_value",
  "input": {
    "discountFactor": "0.5",
    "cashFlow": "110"
  }
}

Examples

Verified calculation

Inputjson

{
  "discountFactor": "0.5",
  "cashFlow": "110"
}

Expected outputjson

{
  "presentValue": "55"
}

Tip

Returns the primary exact W05 vector.

Alternative calculation